George Pavlatos, Senior Partner of Octane analyzed to Aggeliki Velesioti journalist of newmoney.gr how the environment for servicers is changing drastically based on the changes in legislation. He explains that the organizational and operational requirements and therefore the fixed costs of their business are increasing significantly, affecting smaller market players more. While he believes that strategic cooperation of smaller servicers is possible, with a combination of their portfolios leading to a significantly more concentrated market, further strengthening the power position of the three (+1) major players.